Garage Liability / Employee Benefits
Providing Employee Benefits...
Sport Basic Benefits Package per Employee a month
Disability - $37m
Hospital - $37m
Life Insurance - $40m
Accident Insurance - $19m
Dental Insurance - $19m
Major Medical - Based on Age, Size and Health of your Group.
~$150 to ~500 a month per employee
Looking for affordable benefits? Is Garage Liability too expensive? Fill out the form below for a quote.
“Your Dealership is likely your biggest investment, Taking care of your employees ensures they will take care of your dealership."
Garage Liability and Business Liability
Over the past few years, costs have risen. We partner with top carriers who specialize in working with auto dealers to provide you with the best affordable options.
Business Liability
Comprehensive Coverage to Protect Your Business from Unexpected Risks
Garage Liability
A requirement in all 50 states, this can be a significant expense for independent dealers.
Best In Market
First Pencil Benefits works only with Dealers to provide the best options for you.
Payroll Deducted Benefits
Make sure your employees are happy and healthy without spending extra money by offering benefits that come at no cost to the dealership. And, if you want to , you can give extra money to make these benefits even better!
Individual term and whole life policies. Individual life insurance offers the freedom to determine the financial protection your employees need based on their own personal needs.
If you experience a covered accident or injury, accident insurance provides a lump-sum benefit that can be used to help you pay for out-of-pocket expenses, such as doctor bills, co-pays or emergency room fees.
Cover income for people who need to take time away from work because they are unable to perform job duties due to an illness or injury.
Dental is the most requested benefit from employees to employers, very much for those with young kids. Also offering dental to your employees can cost your company nothing.
Cancer insurance is a type of supplemental health insurance that provides financial assistance to employees who are diagnosed with cancer, helping to cover costs of treatment that are not covered by traditional health insurance policies.
Used in conjunction with a traditional health insurance policy, gap coverage helps cover additional out-of-pocket expenses like deductibles and copays to avoid significant medical bills to prevent financial hardship for your employees.
Employer Paid Benefits
Invest in your employee's well-being with Employer-Paid Benefits, where the dealership shares the cost of these essential products with the employees.
Our option can be made for your 2 man company to 2,000 man company. Your employees can keep seeing their preferred doctors and get access to the best care possible. Get diagnosed and prescribed medication by phone, computer, or mobile app.
Protect your employees most valuable asset with generous guaranteed issue limits at affordable rates. Can be offered through employer-paid or payroll deduction.
Protecting Your Showroom
Your dealership garage liability policy provides specific coverage that an umbrella policy won't.
Designed to Protect Your Entire Garage or Auto Business — People, Property, and Operations.
Dealerships save big with First Pencil Benefits
We work only with Dealers to cut insurance costs.
Savings from Top Carriers
We only work with top carriers to get you coverage
Protect your Team
Employee Benefits structured to your needs
Protect your Dealership
Garage Liability to protect your investment
Currently, First Pencil Benefits can serve businesses with a minimum of 2 employees
Not a problem, we just need to see your “trade-in” just kidding. We need to know what your currently have so we can structure the best value to you. You obviously missing something or you would not be here. Are your paying too much? Feel like your upside down in your insurance? Lets talk.
That is up to you. If may cost the dealership nothing, or the dealership may voluntarily pay half the cost. It best to learn what your goals are.
Not a problem contact us, we need a DEC document, that is a document that shows us what coverage you have now. We shop it for you and see if we can lower the rate to a carrier locally to you.
Dealerships Are Talking About
JOHN ←
I have had nothing but good experiences with them and honestly no bad to report. I highly recommend getting in touch with them if you want to retain your staff. Having benefits has protected my sales staff and stopped the turn over in service.
Danielle ←
When my agent came back 6 months later to check on us she was very professional and did not try to “sell me” but instead guided me through increasing my coverage to best suit my current needs. Terrific experience they are great with people and would recommend to all. Their claims service process is the fastest I ever experienced.
Austin ←
First Pencil showed me that instead of commission increases, I could save money by just offering benefits to my staff. This helped me keep overhead lower. Now I have sales staff from other stores asking to come to my store.
First Pencil knows the car business. They know the benefits and speed we need to keep our staff. That keeps us selling and servicing more vehicles each month.
First Pencil is a BlackIron Company.
Blackironfinancial.com
Carmel, IN 46280